WMCA RIF -
Residential Investment Fund
Investment from £1million to £20million
Are you a West Midlands property developer? FDC manage the West Midlands Combined Authority (WMCA) Residential Investment Fund (RIF). It is a debt fund available to residential developers seeking capital for eligible developments and regeneration opportunities that must include 20% affordable housing.
Funding is designed to bring inward investment and employment into the region, accelerating site regeneration, supporting strong cities and diverse town centres.
Investment from: £1million to £20million
Location: WMCA region
Transaction: For residential property developments
Sector: Residential incl. refurbishment and green industry
Unlocking regional growth
Are you a property developer looking for finance required for your next West Midlands scheme? If you are a well-known and experienced developer, you can apply.
- Loan investment between £1million to £20million
- For UK-based property developers with West Midlands schemes
- Suitable for brownfield regeneration sites and improving existing properties
Apply here
Other Property Finance
What is the eligibility criteria?
- Loan funding for residential developments can be provided as Senior Debt, Mezzanine Debt or Equity Investment. Fully secured with a maximum repayment term of 5 years.
- Suitable for brownfield regeneration sites and improving existing properties.
- All cases subject to a formal credit approval process.
- Proposals are looked at on a case by case basis.
- Available for known or referenced developers with a successful and proven track record.
- Schemes must be located within the West Midlands Combined Authority area.
- Terms and fees will apply.
Click to reveal area list
Regional growth
Investing in the WMCA region
Investment Range: Debt finance between £1million and £20million, but with capacity to co-invest alongside other funds and funders.
Geographical Focus: This fund is for schemes located in the West Midlands Combined Authority area only. Click the map for details.
Funding Inclusivity: Focusing on nurturing business diversity, equity, and inclusion (DEI), welcoming applications from all sectors, especially from underrepresented networks like female founders.
Looking for investment?
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Unlocking your business' growth potential
The property development funds have been designed to accelerate both commercial and residential developments in the region and regeneration of brownfield land. Whether you’re building affordable housing, developing a speculative industrial scheme or building a commercial project, our focus is on experienced developers poised to grow the region with a keen eye on shaping its future.
Start the journey with FDC
We’re not just about funding; we’re about fostering growth, kick-starting schemes, and bring inward investment to the region. If you’re looking for more than just investment, we’re here to help.
To begin, let’s start a conversation via our enquiry form and explore how we can work together. Following your enquiry, we will review your requirements and pass this information onto the relevant investment team who will be in touch to learn more about your development and experience.
Why choose FDC?
We are dedicated to empowering businesses with the debt investment they need to scale, innovate, and lead. Our mission is clear: to be at the forefront of debt financing to fuel the next stage of your business’ success story.
With a holistic approach to every deal, our team of experienced investment professional help you navigate the funding process and gain a deep understanding of your business to offer more than just money. We believe in building relationships, understanding your business’ unique journey, and providing tailored support that respects your vision and ambitions. Committed to nurturing growing businesses and fostering regional economic growth.
