Finding it hard to navigate the business lending landscape?
You’re not alone.
Many business decision-makers face the same challenge, wondering if debt finance is the right for them and trying to understand how to go about securing it. Welcome to our Knowledge Hub where you can get the clarity and confidence you need to make informed financial decisions.
From funding basics to getting ready to apply, here you will find a wealth of information written by our investment experts to guide you through.
Alternative and traditional: Creating strong partnerships to fulfil your goals
Finding the right lender is only half the battle; building a strong relationship with them is what truly sets your business up for long-term success. Whether you’re negotiating terms, understanding loan agreements or simply trying to find the best fund for your business needs, knowing how to find and work effectively with lenders is crucial.
Learn the key questions to ask, concerns to watch out for and how to communicate your business’ value in a way that resonates with lenders.
Meet the investment team:
Here at FDC, we understand the pressures of choosing the right investment to best suit your business plans. That is why we have a dedicated team of highly experienced, approachable professionals with backgrounds in banking, private lending, and industry. Feel free to connect and get in touch with them.
Raj Minhas
Justin Sorby
Kathryn Light
Marie Kelly
Diane Watt
Charlie Robinson
- Dates for your diary
Events horizon
Want to hear from the team in-person? Join us at one of our upcoming events and connect with link-minded individuals. We run networking socials, educational webinars and insightful workshops across the UK. Click to see what’s coming up and RSVP!
Demystifying debt: Understanding the basics of business loans
Debt finance is a powerful resource for scaling your business, but to truly unlock growth potential you need to understand the intricacies of how it works. What are the different types of debt available to your business? How can you determine which one is the right fit? And when is the best time to seek debt investment?
By exploring the fundamentals of debt finance, you can make informed decisions that align with your business goals, ensuring that every penny borrowed is a step towards sustainable growth.
Do you fear debt?
Debt funding is a critical yet often misunderstood funding need.
Secured vs unsecured loans
Understanding the benefits and risks of finance collateral.
Short-term vs long-term loans
Knowing the possibilities of utilising loans both for the short and long-term
Join the community
Join our SME business forum group on Linkedin to connect and build your networks.
Preparation is key to success: How to prepare before applying for investment
Securing the right debt finance for your business is more than just finding a lender — it’s about being fully prepared to present your business and growth plan in the best possible light. The strength of your financial documentation, the clarity of your business plan and your understanding of what lenders are looking for can make all the difference between a quick approval and a missed opportunity.
Learn how to organise your financial statements, craft a compelling business case and identify the key metrics lenders use to assess your application. Whether you’re preparing to approach a traditional bank or an alternative lender, this resource provides actionable steps to help you put your best foot forward.
How lenders evaluate your application
What are lenders looking for to approve your finance?
Enquiry to lend: Timelines to debt
How long will it take to receive support and finance?
Finding the right lender
With a plethora of lenders, who do I approach first?
Strategies for growth: Utilising investment to turn ambitions into realities
Debt finance is a crucial resource that can drive significant growth when used strategically. To truly unlock the potential of debt, understanding its capabilities and having clear long-term business goals are the first steps to considering investment.
We delve into how you can use debt finance to propel your business to the next level as well as unpick the world of shareholder transactions. Whether you’re considering expansion into new markets, wanting to know more about MBOs, learning about BIMBOs or simply planning to scale your operations.
Debt for growth
How to utilise business loan debt for growth and innovation
Debt over equity
Why it is worth considering debt before looking for equity.
Debt funding in action
See our latest case study showcasing business growth using loans